Car Insurance Quote best advice is to raise your deductibles on collision and comprehensive coverage to at least $500 or, if you have an old car, dropping this coverage altogether. The odds are relatively low that you will need to make a claim in any given year, so it makes sense to reduce your car insurance quote premium, not your deductible.

Consumers can save premium dollars by choosing their health insurance policy as primary in the case of auto accident-related injuries. It is important to check with your health care insurer before choosing this option.

Standard policies usually carry a deductible of $250 and a PIP limit of $250,000. Consumers can save premium dollars by choosing a higher deductible of $500, $1,000, $2,000 or $2,500 AND/OR by choosing one of the new lower PIP limits of $15,000, $50,000, $75,000, $150,000.

Consumers can lower their car insurance quote by choosing the Limitation on Lawsuit option, which limits suits for pain and suffering except in cases of death or serious injury.

Generally, higher-priced cars and high-performance vehicles cost more to insure. Insuring two or more automobiles on one policy can reduce your premium. Some insurers offer special “Good Student” discounts and discounts to those who successfully complete driver education programs. Drive safely. Accidents and violations will increase your car insurance quotes.

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