green point mortgageGreen Point Mortgage (GreenPoint) is a premiere specialty finance company. Green Point Mortgage was the first lender in the nation to offer loans without income, employment, and asset verification. Turning to Internet based lending in 1997 Green Point Mortgage created a fast, efficient, and streamline way for customers to get the information they need to make informed decisions about mortgage financing.

The parent company GreenPoint Financial Corp. is a leading national specialty housing finance company with more than $25 billion in annual loan originations and has two principal businesses. GreenPoint Mortgage is a leading national lender in non-conforming residential mortgages, specializing in “Alternative A” mortgage loans. GreenPoint Bank, a New York State chartered savings bank, is the third largest thrift depository in the Greater New York area with $11 billion in deposits in 74 branches serving more than 400,000 households.

With sales slowing, the inventory of unsold homes on the market rose in December to 374,000, the highest level since June 1989. At December’s sales pace, that represented a 4.3 months’ supply, the largest since February. Although it’s still considered a buyers market, sellers are gaining strength.

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